|
The FACT Act requires each of
the nationwide consumer reporting agencies (Experian, Equifax and Trans
Union) to provide consumers with a free copy of their credit report as
often as once every twelve months. A consumer can request their credit
reports in one of three ways - online, by phone or by mail.
If you would like to request a
free copy of your credit report from these organizations, please contact
the centralized processing center at (877) 322-8228, or visit their
website at
www.annualcreditreport.com
National Employment Screening,
LLC. does not maintain a database of all consumer credit reports. Your
individual report WILL NOT be available through our system unless you
have applied for a position of employment with one of our clients. Also
note that depending on when the report was conducted, it may not
accurately reflect your current credit status. Please note that all
copies of these reports will be delivered by mail only.
For more
information on the FACT Act, please visit:
http://www.fdic.gov/consumers/consumer/alerts/facta.html
http://www.ftc.gov/bcp/menus/consumer/credit/rights.shtm
Fact Act Disclosure -
Frequently Asked Questions:
FTC Issues Final Summaries And Notices
Under FACTA
How do I
receive a free copy of my report?
In order to receive a free copy of your consumer report you must call
the listed 800 number. We can only provide you with a copy of your
report if National Employment Screening, LLC. has conducted a background
check on you on behalf of one of our clients.
How long
will it take me to receive my copy?
Requests are handled on a daily basis so you should receive a copy in
the mail in just a few short days.
Can you
fax or email me a copy of my consumer report?
Consumer reports will ONLY be mailed. |
