The check cashing, title loans and payday loan business is faced with the challenge of hiring and retaining a wide range of high quality and honest employees.
The check cashing and payday loan business owner must be confident that the people hired can be trusted to operate in the utmost good faith.
Employees often work without a coworker or supervisor on site. In the face of many opportunities to access company funds, the need for a quality pre-employment background check is evident.
A thorough criminal records background check is an employers first line of defense in protecting the company’s assets, fellow employees and customers.
Our Criminal Records “Smart Search®” is an industry standard criminal records background check of state and county criminal records.
It includes the following:
1. A multi-state criminal background check Including a check of the Sex Offender Registry (SOR) in all 50 states.
The Multi-State criminal background check also includes:
OFAC Blocked List- Terrorist Watch List (Office Of foreign Assets Control),
INTERPOL Most Wanted- NS,
DEA Fugitive List,
Denied Persons List,
OTS List- NS (Office Of Thrift Supervision),
Bank of England Sanctions List-NS,
European Union Terrorism Sanctions List-NS,
OSFI – Canadian Sanctions List- NS,
Australian Reserve Bank Sanctions List- NS
2. A 10 year social Security Number address history Trace
3. County or State criminal background checks from any county or State of residence based on the last 7 years social security number address history, from counties or states not already included in the multi-state criminal background check.
(This averages 1.75 additional county criminal background checks.)
These county or State criminal background checks are ordered for you automatically based on addresses shown in the applicant’s social security number trace.
Criminal records returned on the multi-state criminal are also verified in the jurisdiction of record by ordering up to date county criminal records as required by the Fair Credit Reporting Act.
All of our reports are FCRA compliant.