Employment Screening Credit Reports Information

Pre employment credit reports
These FCRA compliant pre-employment screening credit reports do not result in a credit "inquiry" and do not adversely affect an applicant's credit history.
The information contained in these credit reports includes bankruptcies, liens, judgments, and a credit history which provides a summary of how the applicant manages his/her financial obligations.
These employment screening credit reports are also useful as an additional source of identity verification as they provide information on the applicant’s aliases, social security number, address history, and employment history.
The use of employment credit reports is highly restrictive and must be managed with great care. There are restrictions on the use of and discussion of an individuals credit report.
Denying employment based on a credit report must be done in accordance with certain procedures.
Special handling required.
Unlike some other information or public records that may be a part of a background check, credit reports are considered highly sensitive personal and private information.
Employers must make sure, that under no circumstances do they order a credit report without the express written and signed authorization of the applicant.
It should be noted that FCRA regulations require an applicant to be notified if adverse action is to be taken as a result of information that was reported in a consumer report.
Moreover, the credit bureaus impose strict requirements on us and our clients with regard to the handling of the credit reports they provide.
In the case of Employment Credit Reports, the employer is not permitted to discuss any part of a credit report with the applicant.
Even if information contained in the credit report is the reason the applicant will not be hired.
Nor, is the employer permitted to provide a copy of the credit report to the applicant.
If the applicant wishes to request a copy of their credit report, they must contact us (NES/ABS) directly to request a copy of their credit report.
If information contained in the credit report is the reason for the applicant not being hired, In this case, we will send the preliminary notice of adverse action on behalf of the prospective employer.
And, approximately 5 days later, if the applicant has not disputed anything on the credit report, we will send the final notice of adverse action to the applicant on your behalf.
Beginning October 1, 2013, the state of Nevada has joined other states that have passed legislation that restricts an employer’s ability to use credit information as a part of their pre-employment screening process.
Over the past few years, the states of California, Colorado, Connecticut, Delaware, Hawaii, Illinois, Maryland, Oregon, Vermont and Washington have also passed similar legislation. New York City also has laws regulating the use of credit reports in hiring.
These states have made this decision using the assumption that credit reports have been declared to be an unfair method of determining a person’s ability for general employment purposes.
However, some of these states have made specific circumstances in which credit reports can still be used as a part of a pre-employment screening background check. As an example, California does allow the use of credit reports for positions that involve direct involvement with law enforcement, positions with the Department of Justice, finances or positions in which the information contained is required by law to be disclosed or obtained. Check your state laws for any specifics that apply to your state before using employment credit reports.
How to dispute a credit report: Click Here
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We provide employment background checks services to:
Aerospace Industry Employment Background Checks
Addiction And Drug Abuse Treatment Centers Employee Background Checks
Alarm Installers Employment Background Check Services
Ambulance Drivers And EMS Technician Employment Background checks
Auto Dealers Employment Background Check Services
Automotive Repair Shops Employment Background Check Services
Beauty Salons Employment Background Check Services
Building Contractors Employment Background Check Services
Call Center Employee Background Checks
Carpet Cleaners Employment Background Check Services
Computer Repair And Information Technology Companies
Employment Background Checks
Convenience Stores Employment Background Check Services
Church Employees Employment Background Check Services
Delivery Services Employment Background Check Services
Dental Clinics Employment Background Check Services
Dry Cleaners Employment Background Check Services
Eye Clinics Employment Background Check Services
Home Repair Companies Employment Background Check Services
Home Owners Associations Employment Background Check Services
Home Services Providers Employment Background Check Services
Home and Office Cleaning Services Employment Background Check Services
Hospitality Providers Employment Background Check Services
Insurance Agency Employment Background Check Services
Lawn Care Services Employment Background Check Services
Limousine Companies Employment Background Check Services
Livery Services Employment Background Check Services
Locksmith Employment Background Check Services
Medical Practices Employment Background Check Services
Nursing Home Employment Background Check Services
Parking Attendant Employment Background Check Services
Pet Care Services Employment Background Check Services
Plumbing Companies Employment Background Check Services
Pest Control Services Employment Background Check Services
Pharmacy Employment Background Check Services
Property Management Companies Employment Background Check Services
Real Estate Agencies Employment Background Check Services
Retail Store Employment Background Check Services
Security Guard Employment Background Checks
Service Station Employment Background Check Services
Spa Treatment Centers Employment Background Check Services
Staffing Company Employment Background Check Services
Surgical Centers Employment Background Check Services
Taxi Company Employment Background Check Services
Truck Driver Employment Background Checks
Uniform Services Employment Background Check Services
Veterinary Services Employment Background Checks
All of our reports are FCRA compliant.
Click on any of the links below for more information on any of our employment screening services.
Criminal Record Smart Search Plus®
Other Criminal Records Checks
Instant Driving Records
Pre-Employment Credit Reports
Pre-Employment Credentialing
Pre-Employment Drug Screening
Volunteer Screening
Autism Care Screening
Health Care Provider Employment Screening
Consent Based SSN Verification
Credential Verification Services
I-9 Verification Compliance
E-Verify Program
FACIS®.