Please note that there is an FTC Identity Theft Notice that you (as a CRA) are required to provide to any consumer who claims to be a victim of identity theft.
It is also suggested directing the applicant/consumer here:
Identity Theft resource Center:
Locking down or freezing your credit bureau file:
None of the information contained in this web site should be construed as legal advice.
All forms, policies, information and procedures should be reviewed by your legal counsel before being used in any way.